Personal Umbrella
Just as the name suggests, Personal Umbrella policies provide coverage for just about anything that might befall you. Whether someone takes a spill on your property, if there are losses suffered due to an accident you are legally accountable for, and even if you are taken to court for libel or slander, a Personal Umbrella policy will cover you.

Personal Umbrella policies provide an affordable coverage option from one to five million dollars for liability on the policies for your home, automobile, and legal expenses whether or not you are found guilty.

Auto
At Cornerstone Financial, we have several different options that we can offer to protect your car, as well as yourself. We can even offer select customers a plan that will save them up to 50% on their car insurance.

Whether you're looking to add collision, comprehensive, liability, medical expense, towing and labor, or uninsured/underinsured motorist coverage, we can find the plan for you.

In the market for a new car? Compare the safety ratings and stats at www.safercar.gov. Then, check the Kelley Blue Book at www.kbb.com to make sure you're getting a good deal on your next vehicle.

Flood Coverage
Whether or not you live in an area that is considered a flood hazard, you may want to consider flood insurance. One-quarter of all flood claims are paid on homes that are not considered to be in flood hazard areas.

Homeowners' insurance does not cover flood damage. To ensure that homeowners could protect their investment against flooding, the National Flood Insurance Program was created. Make sure that your home and family are protected from every possibility; insure your home against flood damage with Cornerstone Financial.

Home Loans

 We now offer home loans through ArcChoice.  Give Dave a call to see if you qualify.  See if you can pay off your mortgage in half the time with the Accelerated Equity Program!!  Or, go to ArcChoice.com and type in the code cc02648 for free information.

Classic/Collectible Auto
Do you have a classic or collectible automobile? If so, you likely realize how devastating it would be should tragedy fall and something were to happen to your prized possession. Trying to cover your classic/collectible auto with traditional car insurance just doesn't make sense. Traditional auto insurance is tailored for traditional automobiles.

If you have a classic or collectible automobile, you need special insurance to make sure that your pride and joy is covered. Cornerstone Financial has partnered with Hagerty Insurance to offer you the best coverage possible for that exceptional auto. Hagerty Insurance offers you all of the following:

• Low Premiums
• Agreed Value Coverage
• Deductible Options
• One-Time Liability Fee
• Flexible Usage
• Repair Shop of Choice
• In-House Claims Specialists
• Agents Who Know Collector Cars
• Instant New Purchase Coverage
• Convenient, Full-Service Website
• Contact Cornerstone Financial for more details.

Homeowners' Coverage
Every homeowner in the country has their own unique need as far as insurance goes. Homeowners' policies protect you, should tragedy befall your home or your personal property. If you would like to provide further coverage, to include some of your precious belongings, Cornerstone Financial can help you set this up as well. We can arrange for coverage on items like:

• Firearms
• Porcelain, Goldware, and Silverware
• Luxury Items like watches and jewelry
• Coins, Gold, and Currency
• Business Property, both on and off of the premises
• Deeds and Securities

Business
Any business owner can testify to how challenging it is to run a business in today's economic landscape. Cornerstone Financial can help give you peace of mind by protecting you against myriad risks faced every day. We take a personal look at your business and tailor a plan to your business situation. With the many options that are available to us, we are sure to find a plan that works for you